• MeetUs
  • infoteks@innovarteks.com
  • Spain, UEA, Portugal, Latam

Mortgage Solutions with Traditional Banks

Trusted Banking Partners



We help qualified clients access traditional bank mortgage solutions with expert guidance, tailored structuring, and a smooth process from start to finish.

  • Property Value up to €2,000,000

  • Primary Residence — up to 80% financing

  • Second Home — up to 70% financing

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Advantages

  • Present your financing opportunity to banks that are better aligned with your profile, property and requirements.

  • We help organise the information required and coordinate the process, making each step clearer and more efficient.

  • Instead of approaching multiple institutions blindly, gain direct access to selected traditional banking relationships.

  • Get support at every stage

    From the initial assessment to the banking introduction, we remain available to facilitate communication and keep the process moving.

  • International Banking Access

    Access established banking relationships in Spain and Portugal through a more direct and structured approach.

How It Works

Initial review

Assess

File Preparation

Structure

Bank matching

Connect

Application submission
and
follow-up

Execute


Frequently Asked Questions.

Traditional Banking. Direct Access.
A discreet introduction to the right banking relationship.
Mortgage Introduction · Banking Access · Financial Coordination

Who can apply?

Residents, non-residents, investors, self-employed clients and qualified buyers with a clear property or income profile can apply. We assess each case individually to identify the most suitable banking route.

What documents are required?

Typically, we need ID or passport, NIE if applicable, proof of income, bank statements, tax returns, property details, and any relevant employment or company documents. The exact list depends on whether you are employed, self-employed, resident, or non-resident.

How long does it take?

Speed is one of our key advantages:

  • Initial feedback within 1 week
  • Firm proposals typically delivered within 3–5 business days

We move faster than traditional institutions, without compromising on analysis or structure.

Do you work with non-residents?

Yes, we work with both residents and non-residents. We help international clients and foreign buyers connect with suitable traditional banks that accept their profile.

Can you help with refinancing?

Yes. Where the profile and transaction fit traditional banking criteria, we can assess the existing position and identify suitable refinancing options.

Do you handle complex cases?

Yes. We regularly review non-standard income structures, company directors, self-employed clients and more complex financial profiles. Where a case is viable, we identify the most suitable banking route rather than relying on a single lender.

Why approach a bank through you?

Because the right introduction matters. Instead of approaching institutions at random, we assess the opportunity first and connect the client with a banking relationship that is relevant to their profile and financing needs.


Why Choose Innovarteks

    Homebuyers

    Expats/Non-Residents

    Investors/Companies

    Developers

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